/* ==========================================================================
   AAGRAHA INVESTMENTS & FINANCING PVT. LTD.
   Design system - Light & Premium: ivory/white base, deep navy, gold accents
   --------------------------------------------------------------------------
   Theming works through custom properties. Any block given .band-navy
   re-declares the same tokens for a dark background, so every component
   inside it inverts automatically without extra rules.
   ========================================================================== */

/* ---------- Tokens ---------- */
:root{
  /* Surfaces */
  --paper:#FFFFFF;
  --ivory:#FAF7F0;
  --ivory-deep:#F3EDE0;

  /* Navy scale */
  --navy-990:#071634;
  --navy-900:#0B1F4D;
  --navy-800:#12305F;
  --navy-700:#1B437F;
  --navy-600:#2B5AA0;

  /* Gold scale */
  --gold-200:#F7EDCC;
  --gold-300:#EFDCA0;
  --gold-400:#E3C766;
  --gold-500:#C9A227;   /* graphic gold  */
  --gold-600:#A8861B;
  --gold-ink:#8A6A12;   /* gold that stays legible as small text on white */

  /* Text */
  --ink:#0B1F4D;
  --ink-body:#414D69;
  --ink-muted:#626E8C;
  --ink-faint:#8590A9;

  /* Component surfaces */
  --surface:#FFFFFF;
  --surface-2:#FAF7F0;
  --border:rgba(11,31,77,.11);
  --border-gold:rgba(201,162,39,.42);
  --line:rgba(11,31,77,.11);          /* legacy aliases used by inline styles */
  --line-strong:rgba(201,162,39,.42);

  /* Gradients */
  --gold-grad:linear-gradient(135deg,#EFDCA0 0%,#C9A227 44%,#A8861B 72%,#E3C766 100%);
  --gold-text-grad:linear-gradient(118deg,#A8861B 0%,#C9A227 46%,#8A6A12 100%);
  --navy-grad:linear-gradient(150deg,#0B1F4D 0%,#12305F 52%,#0B1F4D 100%);

  /* Shadows */
  --shadow-sm:0 1px 2px rgba(11,31,77,.05),0 4px 12px -5px rgba(11,31,77,.10);
  --shadow-md:0 2px 4px rgba(11,31,77,.04),0 16px 40px -18px rgba(11,31,77,.20);
  --shadow-lg:0 30px 70px -30px rgba(11,31,77,.32);
  --shadow-gold:0 16px 40px -18px rgba(201,162,39,.55);

  /* Type */
  --display:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --body:"Manrope","Segoe UI",system-ui,-apple-system,sans-serif;

  /* Layout */
  --wrap:1220px;
  --gutter:clamp(18px,4vw,40px);
  --radius:18px;
  --radius-sm:12px;
  --nav-h:78px;
}

/* ---------- Dark band override ---------- */
.band-navy{
  --paper:#0B1F4D;
  --ivory:#0B1F4D;
  --ink:#FFFFFF;
  --ink-body:#C6D2EC;
  --ink-muted:#A6B4D6;
  --ink-faint:#8B9AC0;

  --gold-500:#E3C766;
  --gold-600:#C9A227;
  --gold-ink:#EFDCA0;

  --surface:rgba(255,255,255,.055);
  --surface-2:rgba(255,255,255,.03);
  --border:rgba(255,255,255,.14);
  --border-gold:rgba(227,199,102,.36);
  --line:rgba(255,255,255,.14);
  --line-strong:rgba(227,199,102,.36);

  --gold-text-grad:linear-gradient(118deg,#F7EDCC 0%,#E3C766 45%,#C9A227 100%);
  --shadow-sm:0 6px 18px -8px rgba(0,0,0,.5);
  --shadow-md:0 20px 48px -22px rgba(0,0,0,.6);
  --shadow-lg:0 34px 76px -30px rgba(0,0,0,.7);
  --shadow-gold:0 18px 44px -20px rgba(227,199,102,.42);

  color:var(--ink-body);
  background:var(--navy-grad);
}

/* ---------- Reset / Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body,h1,h2,h3,h4,h5,p,figure,blockquote,dl,dd,ul,ol{margin:0}
ul[class],ol[class]{list-style:none;padding:0}
img,svg,video{display:block;max-width:100%}
img{height:auto}
button,input,select,textarea{font:inherit;color:inherit}
button{background:none;border:0;cursor:pointer}
a{color:inherit;text-decoration:none}
table{border-collapse:collapse;width:100%}

html{scroll-behavior:smooth;scroll-padding-top:calc(var(--nav-h) + 14px)}

body{
  font-family:var(--body);
  font-size:clamp(15px,.4vw + 14.2px,16.5px);
  line-height:1.75;
  color:var(--ink-body);
  background:var(--ivory);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

::selection{background:var(--gold-300);color:var(--navy-900)}

/* Visually hidden, still read by screen readers */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* Skip link — offscreen until focused by a keyboard user */
.skip-link{
  position:fixed;left:14px;top:-80px;z-index:200;
  padding:13px 22px;border-radius:0 0 12px 12px;
  background:var(--navy-900);color:#fff;
  font-size:.82rem;font-weight:800;letter-spacing:.06em;
  box-shadow:0 10px 30px -10px rgba(11,31,77,.6);
  transition:top .25s ease;
}
.skip-link:focus{top:0;outline:2px solid var(--gold-500);outline-offset:2px}

/* Scrollbar */
::-webkit-scrollbar{width:11px;height:11px}
::-webkit-scrollbar-track{background:var(--ivory-deep)}
::-webkit-scrollbar-thumb{background:var(--gold-500);border-radius:99px;border:3px solid var(--ivory-deep)}
::-webkit-scrollbar-thumb:hover{background:var(--navy-700)}

/* ---------- Typography ---------- */
h1,h2{font-family:var(--display);color:var(--ink);line-height:1.08;font-weight:700;letter-spacing:-.012em}
h3,h4,h5{font-family:var(--body);color:var(--ink);line-height:1.28;font-weight:800;letter-spacing:-.008em}
h1{font-size:clamp(2.6rem,6vw,4.7rem)}
h2{font-size:clamp(2rem,4vw,3.25rem)}
h3{font-size:clamp(1.08rem,1.15vw,1.22rem)}
h4{font-size:1.02rem}
p{text-wrap:pretty}
strong{color:var(--ink);font-weight:700}

.gold-text{
  background:var(--gold-text-grad);-webkit-background-clip:text;background-clip:text;
  color:transparent;-webkit-text-fill-color:transparent;
}

/* ---------- Layout ---------- */
.wrap{width:min(100% - (var(--gutter) * 2),var(--wrap));margin-inline:auto}
.section{padding:clamp(70px,8.5vw,124px) 0;position:relative}
.section--paper{background:var(--paper)}
.section--tight{padding-block:clamp(52px,6vw,84px)}

/* Section heading */
.sec-head{max-width:760px;margin-bottom:clamp(36px,4.4vw,60px)}
.sec-head--center{margin-inline:auto;text-align:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:12px;
  font-family:var(--body);font-size:.71rem;font-weight:800;
  letter-spacing:.24em;text-transform:uppercase;color:var(--gold-ink);
  margin-bottom:18px;
}
.eyebrow::before{content:"";width:32px;height:2px;background:var(--gold-500);border-radius:2px}
.sec-head--center .eyebrow::after{content:"";width:32px;height:2px;background:var(--gold-500);border-radius:2px}
.sec-head p{margin-top:18px;color:var(--ink-muted);font-size:1.04rem}

/* ---------- Cards ---------- */
.card{
  position:relative;background:var(--surface);
  border:1px solid var(--border);border-radius:var(--radius);
  padding:clamp(24px,2.5vw,32px);
  box-shadow:var(--shadow-md);overflow:hidden;
  transition:transform .4s cubic-bezier(.22,1,.36,1),border-color .3s,box-shadow .4s;
}
/* hairline of gold that grows across the top edge on hover */
.card::before{
  content:"";position:absolute;left:0;right:0;top:0;height:2px;
  background:var(--gold-grad);transform:scaleX(0);transform-origin:left;
  transition:transform .5s cubic-bezier(.22,1,.36,1);
}
.card:hover{transform:translateY(-6px);border-color:var(--border-gold);box-shadow:var(--shadow-lg)}
.card:hover::before{transform:scaleX(1)}

/* ---------- Buttons ---------- */
.btn{
  --btn-py:15px;--btn-px:29px;
  position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:var(--btn-py) var(--btn-px);border-radius:999px;
  font-family:var(--body);font-size:.845rem;font-weight:800;letter-spacing:.085em;text-transform:uppercase;
  white-space:nowrap;overflow:hidden;isolation:isolate;
  transition:transform .3s cubic-bezier(.22,1,.36,1),box-shadow .3s,color .3s,border-color .3s,background-color .3s;
}
.btn:active{transform:translateY(1px) scale(.99)}
.btn svg{width:17px;height:17px;flex:none}

.btn--gold{background:var(--gold-grad);color:var(--navy-900);box-shadow:0 10px 26px -12px rgba(201,162,39,.85)}
.btn--gold::before{
  content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(115deg,transparent 38%,rgba(255,255,255,.7) 50%,transparent 62%);
  transform:translateX(-120%);transition:transform .7s cubic-bezier(.22,1,.36,1);
}
.btn--gold:hover{transform:translateY(-3px);box-shadow:0 18px 38px -14px rgba(201,162,39,.95)}
.btn--gold:hover::before{transform:translateX(120%)}

.btn--navy{background:var(--navy-900);color:#fff;box-shadow:0 12px 28px -14px rgba(11,31,77,.7)}
.btn--navy:hover{transform:translateY(-3px);background:var(--navy-800);box-shadow:0 20px 42px -16px rgba(11,31,77,.75)}

.btn--ghost{border:1.5px solid var(--border-gold);color:var(--gold-ink);background:transparent}
.btn--ghost:hover{transform:translateY(-3px);color:var(--navy-900);background:var(--gold-grad);border-color:transparent;box-shadow:var(--shadow-gold)}

.btn--sm{--btn-py:11px;--btn-px:21px;font-size:.755rem}
.btn--block{width:100%}

.link-gold{
  display:inline-flex;align-items:center;gap:9px;color:var(--gold-ink);
  font-size:.79rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;
  transition:gap .3s,color .3s;
}
.link-gold:hover{gap:15px;color:var(--navy-900)}

/* ==========================================================================
   HEADER
   ========================================================================== */
.topbar{
  --gold-500:#E3C766;
  background:var(--navy-900);
  font-size:.785rem;color:rgba(226,233,247,.82);position:relative;z-index:60;
}
.topbar__inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:44px;flex-wrap:wrap}
.topbar__list{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.topbar a{display:inline-flex;align-items:center;gap:8px;transition:color .25s}
.topbar a:hover{color:#E3C766}
.topbar svg{width:14px;height:14px;color:#E3C766;flex:none}
.topbar__badge{
  display:inline-flex;align-items:center;gap:8px;padding:4px 13px;border-radius:999px;
  border:1px solid rgba(227,199,102,.34);background:rgba(227,199,102,.12);
  color:#EFDCA0;font-size:.695rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase;
}

.nav{
  position:sticky;top:0;z-index:70;
  background:rgba(255,255,255,.88);
  border-bottom:1px solid rgba(11,31,77,.08);
  -webkit-backdrop-filter:blur(16px) saturate(160%);backdrop-filter:blur(16px) saturate(160%);
  transition:background .35s,box-shadow .35s,border-color .35s;
}
.nav.is-stuck{background:rgba(255,255,255,.97);box-shadow:0 10px 34px -20px rgba(11,31,77,.42);border-bottom-color:rgba(11,31,77,.1)}
.nav__inner{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:var(--nav-h)}

/* Brand */
.brand{display:flex;align-items:center;gap:13px;flex:none}
.brand__mark{width:46px;height:46px;flex:none;--logo-navy:var(--navy-900)}
/* The mark's navy body would sink into a dark band, so lift it there; the gold
   bevel and apex carry the same values on either background. */
.footer .brand__mark,.band-navy .brand__mark{--logo-navy:#2F62AE}
.brand__name{font-family:var(--display);font-size:1.44rem;font-weight:700;letter-spacing:.07em;line-height:1;color:var(--navy-900)}
.brand__sub{display:block;font-family:var(--body);font-size:.535rem;font-weight:800;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-ink);margin-top:5px}

/* Desktop menu */
.menu{display:none;align-items:center;gap:2px}
.menu a{
  position:relative;padding:9px 13px;border-radius:8px;
  font-size:.815rem;font-weight:700;letter-spacing:.02em;color:var(--ink-body);
  transition:color .28s;
}
.menu a::after{
  content:"";position:absolute;left:13px;right:13px;bottom:2px;height:2px;border-radius:2px;
  background:var(--gold-500);transform:scaleX(0);transform-origin:left;
  transition:transform .34s cubic-bezier(.22,1,.36,1);
}
.menu a:hover{color:var(--navy-900)}
.menu a:hover::after,.menu a.is-active::after{transform:scaleX(1)}
.menu a.is-active{color:var(--navy-900)}

.nav__cta{display:none}

/* Burger */
.burger{display:grid;place-items:center;width:46px;height:46px;border-radius:12px;border:1px solid rgba(11,31,77,.14);background:#fff;flex:none}
.burger span{display:block;width:20px;height:2px;background:var(--navy-900);border-radius:2px;transition:transform .34s,opacity .28s}
.burger span+span{margin-top:5px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Mobile drawer */
.drawer{
  position:fixed;inset:0;z-index:69;display:grid;
  background:var(--paper);
  padding:calc(var(--nav-h) + 34px) var(--gutter) 40px;
  opacity:0;visibility:hidden;transform:translateY(-12px);
  /* visibility flips instantly on open (so it can take focus) and only after
     the fade on close */
  transition:opacity .35s,transform .35s,visibility 0s .35s;
  overflow-y:auto;
}
.drawer.is-open{opacity:1;visibility:visible;transform:none;transition:opacity .35s,transform .35s,visibility 0s}
.drawer nav{display:grid;gap:2px;align-content:start}
.drawer nav a{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 4px;border-bottom:1px solid rgba(11,31,77,.09);
  font-family:var(--display);font-size:1.55rem;font-weight:700;color:var(--navy-900);
}
.drawer nav a span{font-family:var(--body);font-size:.65rem;font-weight:800;letter-spacing:.2em;color:var(--gold-500)}
.drawer nav a:hover,.drawer nav a:focus-visible{color:var(--gold-ink)}
.drawer__foot{margin-top:32px;display:grid;gap:13px}

/* ==========================================================================
   HERO
   ========================================================================== */
.hero{position:relative;background:var(--paper);padding:clamp(56px,6.5vw,96px) 0 clamp(64px,7vw,104px);overflow:hidden}
.hero__glow{
  position:absolute;width:min(820px,92vw);aspect-ratio:1;right:-16%;top:-30%;
  background:radial-gradient(circle,rgba(201,162,39,.13),rgba(250,247,240,0) 62%);
  pointer-events:none;
}
.hero::after{
  content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--border);
}

.hero__grid{display:grid;gap:clamp(44px,5vw,72px);align-items:center}

.hero__tag{
  display:inline-flex;align-items:center;gap:11px;padding:7px 17px 7px 8px;border-radius:999px;
  border:1px solid var(--border-gold);background:rgba(201,162,39,.08);
  font-size:.705rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);
  margin-bottom:26px;
}
.hero__tag b{
  padding:4px 11px;border-radius:999px;background:var(--navy-900);color:#fff;
  font-size:.625rem;letter-spacing:.12em;
}
.hero h1{margin-bottom:6px}
.hero h1 em{font-style:italic;font-weight:700}
.hero__quote{
  position:relative;margin:26px 0 0;padding-left:22px;
  font-family:var(--display);font-size:clamp(1.28rem,2.2vw,1.7rem);font-style:italic;
  line-height:1.5;color:var(--navy-800);
}
.hero__quote::before{content:"";position:absolute;left:0;top:5px;bottom:5px;width:3px;background:var(--gold-grad);border-radius:3px}
.hero__lede{margin-top:24px;max-width:55ch;color:var(--ink-muted);font-size:1.045rem}
.hero__actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:36px}

.hero__chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:34px}
.chip{
  display:inline-flex;align-items:center;gap:9px;padding:8px 15px;border-radius:999px;
  border:1px solid var(--border);background:var(--surface-2);
  font-size:.775rem;font-weight:700;color:var(--ink-body);
}
.chip svg{width:15px;height:15px;color:var(--gold-600);flex:none}

/* Hero visual — photo with an offset gold rule behind it */
.hero__visual{position:relative;isolation:isolate}
.hero__visual::before{
  content:"";position:absolute;z-index:-1;
  left:26px;right:-20px;top:26px;bottom:-20px;
  border:1.5px solid var(--gold-500);border-radius:22px;
}
.hero__frame{
  position:relative;border-radius:22px;overflow:hidden;background:var(--ivory-deep);
  box-shadow:var(--shadow-lg);
}
.hero__frame img{width:100%;aspect-ratio:4/3.15;object-fit:cover;object-position:34% center}
.hero__frame-line{position:absolute;inset:10px;border:1px solid rgba(255,255,255,.34);border-radius:14px;pointer-events:none;z-index:2}

.hero__badge{
  position:absolute;z-index:3;display:grid;gap:2px;padding:15px 19px;border-radius:14px;
  background:#fff;border:1px solid var(--border);
  box-shadow:var(--shadow-lg);
}
.hero__badge b{font-family:var(--display);font-size:1.66rem;font-weight:700;line-height:1;color:var(--navy-900)}
.hero__badge small{font-size:.635rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink)}
.hero__badge--a{left:-5%;bottom:14%}
.hero__badge--b{right:2%;top:7%}

/* ==========================================================================
   STATS BAND (navy)
   ========================================================================== */
.stats-band{padding:clamp(30px,3.4vw,44px) 0}
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(227,199,102,.22);border-radius:var(--radius);overflow:hidden}
.stat{background:transparent;padding:clamp(20px,2.2vw,28px) 16px;text-align:center;position:relative}
.stat::before{content:"";position:absolute;inset:0;background:var(--navy-900);z-index:-1}
.stat b{display:block;font-family:var(--display);font-size:clamp(2rem,3.6vw,2.9rem);font-weight:700;line-height:1;color:var(--gold-400)}
.stat span{display:block;margin-top:9px;font-size:.685rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:rgba(198,210,236,.85)}

/* ==========================================================================
   CREDENTIALS STRIP
   ========================================================================== */
.creds{background:var(--ivory-deep);border-bottom:1px solid var(--border)}
.creds__list{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:clamp(18px,2.4vw,28px);padding:clamp(26px,3vw,38px) 0}
.cred{display:flex;align-items:center;gap:13px}
.cred__icon{
  width:44px;height:44px;flex:none;display:grid;place-items:center;border-radius:12px;
  background:#fff;border:1px solid var(--border-gold);color:var(--gold-600);box-shadow:var(--shadow-sm);
}
.cred__icon svg{width:19px;height:19px}
.cred b{display:block;font-size:.84rem;color:var(--navy-900);font-weight:800;line-height:1.3}
.cred span{display:block;font-size:.71rem;color:var(--ink-muted);letter-spacing:.04em}

/* ==========================================================================
   ABOUT
   ========================================================================== */
.about__grid{display:grid;gap:clamp(34px,4vw,58px);align-items:start}
.about__body{color:var(--ink-body)}
.about__body p+p{margin-top:17px}

.about__aside{display:grid;gap:16px}
.mini-card{
  padding:24px 26px;border-radius:var(--radius-sm);border:1px solid var(--border);
  background:var(--surface);position:relative;overflow:hidden;box-shadow:var(--shadow-sm);
}
.mini-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold-grad)}
.mini-card h4{font-family:var(--body);font-size:.7rem;font-weight:800;letter-spacing:.19em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:13px}
.mini-card p{font-size:.92rem;color:var(--ink-body)}

.directors{display:grid;gap:10px}
.director{display:flex;align-items:center;gap:14px;padding:12px 14px;border-radius:12px;border:1px solid var(--border);background:var(--surface-2);transition:border-color .3s,background .3s,transform .3s}
.director:hover{border-color:var(--border-gold);background:rgba(201,162,39,.07);transform:translateX(5px)}
.director__av{
  width:44px;height:44px;flex:none;display:grid;place-items:center;border-radius:50%;
  background:var(--navy-900);color:var(--gold-400);
  font-family:var(--display);font-size:1.18rem;font-weight:700;
}
.director b{display:block;font-size:.92rem;color:var(--navy-900);line-height:1.35}
.director span{display:block;font-size:.7rem;color:var(--ink-muted);letter-spacing:.07em;text-transform:uppercase}

/* Vision / Mission / Goal */
.vmg{display:grid;gap:clamp(18px,2.2vw,24px);margin-top:clamp(44px,5vw,64px)}
.vmg .card{text-align:center;padding-top:clamp(32px,3.2vw,42px)}
.vmg__icon{
  width:64px;height:64px;margin:0 auto 20px;display:grid;place-items:center;border-radius:18px;
  background:var(--navy-900);color:var(--gold-400);
  box-shadow:0 14px 30px -16px rgba(11,31,77,.7);
  transition:background .4s,color .4s,transform .4s;
}
.vmg__icon svg{width:28px;height:28px}
.vmg .card:hover .vmg__icon{background:var(--gold-grad);color:var(--navy-900);transform:translateY(-3px)}
.vmg h3{margin-bottom:11px;font-size:1.24rem}
.vmg p{font-size:.94rem;color:var(--ink-muted)}

/* Partner */
.partner{
  display:flex;align-items:center;gap:clamp(18px,2.4vw,30px);flex-wrap:wrap;
  margin-top:clamp(36px,4vw,50px);padding:22px clamp(20px,2.4vw,28px);
  border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--surface);box-shadow:var(--shadow-sm);
}
.partner__label{font-size:.69rem;font-weight:800;letter-spacing:.19em;text-transform:uppercase;color:var(--gold-ink)}
.partner img{height:44px;width:auto;border-radius:5px}
.partner p{font-size:.86rem;color:var(--ink-muted);flex:1;min-width:220px}

/* ==========================================================================
   SERVICES
   ========================================================================== */
.services{display:grid;gap:clamp(16px,1.9vw,22px)}
.service{
  display:flex;flex-direction:column;align-items:center;gap:14px;text-align:center;
  padding:clamp(30px,3vw,38px) clamp(20px,2vw,26px) clamp(24px,2.4vw,30px);
}
.service__icon{
  width:64px;height:64px;flex:none;display:grid;place-items:center;border-radius:18px;
  background:var(--ivory-deep);border:1px solid var(--border-gold);color:var(--gold-600);
  transition:background .4s,color .4s,border-color .4s,transform .4s;
}
.service__icon svg{width:28px;height:28px}
.service:hover .service__icon{background:var(--navy-900);border-color:var(--navy-900);color:var(--gold-400);transform:translateY(-3px)}
.service h3{font-size:1.09rem}
.service p{font-size:.885rem;color:var(--ink-muted);flex:1}
.service .link-gold{font-size:.72rem}

/* ==========================================================================
   PRODUCTS
   ========================================================================== */
.products{display:grid;gap:clamp(18px,2.2vw,24px)}
.product{display:flex;flex-direction:column;gap:15px}
.product__no{
  position:absolute;top:16px;right:22px;font-family:var(--display);font-size:3.2rem;font-weight:700;
  line-height:1;color:rgba(11,31,77,.07);pointer-events:none;transition:color .4s;
}
.product:hover .product__no{color:rgba(201,162,39,.3)}
.product__icon{
  width:56px;height:56px;display:grid;place-items:center;border-radius:15px;
  background:var(--ivory-deep);border:1px solid var(--border-gold);color:var(--gold-600);
  transition:background .4s,color .4s,transform .4s,box-shadow .4s,border-color .4s;
}
.product__icon svg{width:25px;height:25px}
.product:hover .product__icon{background:var(--navy-900);border-color:var(--navy-900);color:var(--gold-400);transform:rotate(-6deg) scale(1.04)}
.product h3{font-size:1.16rem}
.product p{font-size:.92rem;color:var(--ink-muted);flex:1}
.product__meta{
  display:inline-flex;align-items:center;gap:7px;padding:6px 13px;border-radius:999px;align-self:flex-start;
  background:var(--ivory-deep);border:1px solid var(--border-gold);
  font-size:.685rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-ink);
}
/* the "not sure which fits?" card */
.product--cta{background:var(--navy-900);border-color:var(--navy-900)}
.product--cta h3{color:#fff}
.product--cta p{color:#C6D2EC}
.product--cta .product__icon{background:rgba(227,199,102,.14);border-color:rgba(227,199,102,.4);color:var(--gold-400)}
.product--cta:hover .product__icon{background:var(--gold-grad);border-color:transparent;color:var(--navy-900)}
.product--cta .link-gold{color:var(--gold-400)}
.product--cta .link-gold:hover{color:#fff}

/* ==========================================================================
   SCHEMES / TABS / TABLES / CALCULATOR
   ========================================================================== */
.tabs{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:clamp(30px,3.4vw,44px)}
.tab{
  padding:12px 22px;border-radius:999px;border:1px solid var(--border);
  background:var(--surface);color:var(--ink-muted);box-shadow:var(--shadow-sm);
  font-size:.765rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;
  transition:color .3s,background .3s,border-color .3s,transform .3s,box-shadow .3s;
}
.tab:hover{color:var(--navy-900);border-color:var(--border-gold);transform:translateY(-2px)}
.tab.is-active{background:var(--navy-900);color:#fff;border-color:var(--navy-900);box-shadow:0 12px 26px -14px rgba(11,31,77,.8)}

.tabpanel{display:none;animation:fadeUp .5s cubic-bezier(.22,1,.36,1)}
.tabpanel.is-active{display:block}
@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}

/* Savings plan cards */
.plans{display:grid;gap:clamp(18px,2.2vw,24px)}
.plan{position:relative;display:flex;flex-direction:column}
.plan--featured{border-color:var(--gold-500);box-shadow:var(--shadow-md)}
.plan--featured::before{transform:scaleX(1)}
.plan__flag{
  position:absolute;top:0;right:24px;padding:6px 14px 7px;border-radius:0 0 8px 8px;
  background:var(--gold-grad);color:var(--navy-900);
  font-size:.61rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;
}
.plan__head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-bottom:16px;border-bottom:1px solid var(--border);margin-bottom:18px}
.plan__head h3{font-size:1.3rem;font-family:var(--display);font-weight:700}
.plan__term{font-size:.7rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--gold-ink)}
.plan__rows{display:grid;gap:2px;flex:1}
.plan__row{
  display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:12px;
  padding:11px 13px;border-radius:10px;background:var(--surface-2);
  transition:background .3s,transform .3s;
}
.plan__row:hover{background:rgba(201,162,39,.12);transform:translateX(4px)}
.plan__row i{font-style:normal;color:var(--gold-600);font-size:.9rem}
.plan__in{font-size:.92rem;font-weight:700;color:var(--ink-body);font-variant-numeric:tabular-nums}
.plan__out{font-size:1.04rem;font-weight:800;color:var(--navy-900);text-align:right;font-variant-numeric:tabular-nums}
.plan__foot{margin-top:18px;font-size:.775rem;color:var(--ink-muted);display:flex;align-items:center;gap:9px}
.plan__foot svg{width:15px;height:15px;color:var(--gold-600);flex:none}

/* Table */
.table-wrap{
  border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;
  background:var(--surface);box-shadow:var(--shadow-md);
}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.tbl{min-width:820px;font-size:.885rem}
.tbl thead th{
  background:var(--navy-900);color:#fff;
  font-family:var(--body);font-size:.685rem;font-weight:800;
  letter-spacing:.12em;text-transform:uppercase;text-align:center;
  padding:15px 14px;white-space:nowrap;
}
.tbl thead tr:first-child th{border-right:1px solid rgba(255,255,255,.13)}
.tbl thead tr:last-child th{font-size:.635rem;padding:11px 12px;background:var(--navy-800);border-right:1px solid rgba(255,255,255,.13)}
.tbl td{
  padding:14px;text-align:center;border-bottom:1px solid var(--border);
  font-variant-numeric:tabular-nums;color:var(--ink-body);white-space:nowrap;
}
.tbl tbody tr{transition:background .25s}
.tbl tbody tr:nth-child(even){background:var(--surface-2)}
.tbl tbody tr:hover{background:rgba(201,162,39,.11)}
.tbl tbody tr:last-child td{border-bottom:0}
.tbl .t-no{color:var(--gold-ink);font-weight:800}
.tbl .t-amt{font-weight:800;color:var(--navy-900)}
.tbl .t-rate{color:var(--gold-ink);font-weight:800}
.tbl .t-mat{font-weight:800;color:var(--navy-900)}
.tbl__hint{display:none;padding:11px 16px;font-size:.73rem;color:var(--ink-muted);border-top:1px solid var(--border);text-align:center;letter-spacing:.05em}

/* Calculator */
.calc{display:grid;gap:clamp(22px,2.8vw,36px);align-items:start}
.calc__panel{padding:clamp(24px,2.8vw,34px)}
.field{margin-bottom:24px}
.field:last-child{margin-bottom:0}
.field__label{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:12px}
.field__label span{font-size:.7rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-muted)}
.field__label b{font-family:var(--display);font-size:1.34rem;font-weight:700;color:var(--navy-900);font-variant-numeric:tabular-nums}

input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;
  background:linear-gradient(90deg,var(--gold-500) var(--fill,40%),rgba(11,31,77,.13) var(--fill,40%));
  outline:none;cursor:pointer;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;
  background:#fff;border:3px solid #C9A227;cursor:grab;
  box-shadow:0 3px 10px rgba(11,31,77,.28);transition:transform .2s;
}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.14)}
input[type=range]::-moz-range-thumb{
  width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid #C9A227;
  cursor:grab;box-shadow:0 3px 10px rgba(11,31,77,.28);
}
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:7px}
.seg button{
  padding:11px 6px;border-radius:10px;border:1px solid var(--border);background:var(--surface-2);
  font-size:.78rem;font-weight:800;color:var(--ink-muted);
  transition:background .28s,color .28s,border-color .28s,box-shadow .28s;
}
.seg button:hover{border-color:var(--border-gold);color:var(--navy-900)}
.seg button.is-active{background:var(--navy-900);color:#fff;border-color:var(--navy-900);box-shadow:0 8px 20px -12px rgba(11,31,77,.8)}

.calc__out{padding:clamp(24px,2.8vw,34px);background:var(--navy-900);border-color:var(--navy-900);color:#C6D2EC}
.calc__out::before{display:none}
.calc__out:hover{transform:none;box-shadow:var(--shadow-md);border-color:var(--navy-900)}
.calc__maturity{text-align:center;padding-bottom:22px;border-bottom:1px dashed rgba(227,199,102,.35);margin-bottom:22px}
.calc__maturity span{display:block;font-size:.685rem;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:rgba(198,210,236,.8);margin-bottom:12px}
.calc__maturity b{display:block;font-family:var(--display);font-size:clamp(2.2rem,4.4vw,3.1rem);font-weight:700;line-height:1;color:var(--gold-400);font-variant-numeric:tabular-nums}
.calc__maturity em{display:block;margin-top:11px;font-style:normal;font-size:.78rem;color:rgba(198,210,236,.9)}
.calc__rows{display:grid;gap:2px}
.calc__row{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 15px;border-radius:10px;background:rgba(255,255,255,.06)}
.calc__row span{font-size:.82rem;color:rgba(198,210,236,.9)}
.calc__row b{font-size:1.02rem;font-weight:800;color:#fff;font-variant-numeric:tabular-nums}
.calc__note{margin-top:20px;font-size:.745rem;color:rgba(166,180,214,.95);line-height:1.65}
.calc__note strong{color:var(--gold-300)}

/* ==========================================================================
   IMPACT (navy band)
   ========================================================================== */
.impact__grid{display:grid;gap:clamp(34px,4vw,58px);align-items:center}
.impact__media{position:relative;border-radius:20px;overflow:hidden;border:1px solid rgba(227,199,102,.3);box-shadow:0 34px 76px -34px rgba(0,0,0,.7)}
.impact__media img{width:100%;aspect-ratio:4/3;object-fit:cover}
.impact__media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 44%,rgba(7,22,52,.86))}
.impact__cap{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:24px 26px}
.impact__cap b{display:block;font-family:var(--display);font-size:1.4rem;color:#fff;font-weight:700}
.impact__cap span{font-size:.755rem;color:var(--gold-400);letter-spacing:.14em;text-transform:uppercase;font-weight:800}

.impact__list{display:grid;gap:16px;margin-top:28px}
.impact__item{display:flex;gap:15px;align-items:flex-start}
.impact__bullet{
  width:34px;height:34px;flex:none;display:grid;place-items:center;border-radius:10px;margin-top:2px;
  background:rgba(227,199,102,.14);border:1px solid rgba(227,199,102,.3);color:var(--gold-400);
}
.impact__bullet svg{width:15px;height:15px}
.impact__item b{display:block;color:#fff;font-size:.97rem;margin-bottom:3px}
.impact__item p{font-size:.895rem;color:var(--ink-muted)}

/* ==========================================================================
   GALLERY
   ========================================================================== */
.gallery{display:grid;gap:14px;grid-template-columns:repeat(2,1fr)}
.gal{
  position:relative;overflow:hidden;border-radius:var(--radius-sm);cursor:pointer;
  border:1px solid var(--border);background:var(--ivory-deep);box-shadow:var(--shadow-sm);
  transition:border-color .4s,box-shadow .4s,transform .4s;
}
.gal img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3;transition:transform .8s cubic-bezier(.22,1,.36,1)}
.gal::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 42%,rgba(7,22,52,.82));opacity:.9;transition:opacity .45s}
.gal:hover{border-color:var(--border-gold);box-shadow:var(--shadow-lg);transform:translateY(-4px)}
.gal:hover img{transform:scale(1.07)}
.gal:hover::after{opacity:.72}
.gal figcaption{
  position:absolute;left:0;right:0;bottom:0;z-index:2;padding:18px 20px;
  font-size:.83rem;font-weight:700;color:#fff;
  transform:translateY(5px);opacity:.95;transition:transform .45s,opacity .45s;
}
.gal figcaption em{display:block;font-style:normal;font-size:.665rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-400);margin-bottom:5px}
.gal:hover figcaption{transform:none;opacity:1}
.gal--wide{grid-column:span 2}

/* Lightbox */
.lightbox{
  position:fixed;inset:0;z-index:120;display:grid;place-items:center;padding:24px;
  background:rgba(7,22,52,.93);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);
  opacity:0;visibility:hidden;transition:opacity .35s,visibility 0s .35s;
}
.lightbox.is-open{opacity:1;visibility:visible;transition:opacity .35s,visibility 0s}
.lightbox img{max-width:min(1080px,94vw);max-height:78vh;border-radius:14px;box-shadow:0 40px 100px -30px #000}
.lightbox__cap{margin-top:16px;text-align:center;color:var(--gold-300);font-size:.85rem;letter-spacing:.07em}
.lightbox__close{
  position:absolute;top:22px;right:22px;width:46px;height:46px;border-radius:50%;
  border:1px solid rgba(227,199,102,.4);background:rgba(255,255,255,.08);color:var(--gold-300);
  display:grid;place-items:center;font-size:1.4rem;line-height:1;transition:background .3s,transform .3s,color .3s;
}
.lightbox__close:hover{background:var(--gold-grad);color:var(--navy-900);transform:rotate(90deg)}

/* ==========================================================================
   ENQUIRY FORM
   ========================================================================== */
.enquiry__grid{display:grid;gap:clamp(28px,3.4vw,48px);align-items:start}
.form{display:grid;gap:16px}
.form__row{display:grid;gap:16px}
.form label{display:block;font-size:.695rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-muted);margin-bottom:8px}
.form label b{color:var(--gold-600)}
.input{
  width:100%;padding:14px 16px;border-radius:11px;
  border:1px solid rgba(11,31,77,.16);background:#fff;
  color:var(--navy-900);font-size:.94rem;transition:border-color .3s,box-shadow .3s;
}
.input::placeholder{color:var(--ink-faint)}
.input:focus{outline:none;border-color:var(--gold-500);box-shadow:0 0 0 4px rgba(201,162,39,.18)}
select.input{appearance:none;-webkit-appearance:none;cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C9A227' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 15px center;background-size:16px;padding-right:44px;
}
textarea.input{resize:vertical;min-height:110px}
.form__error{display:none;margin-top:7px;font-size:.75rem;color:#B4342A;letter-spacing:.03em}
.field-invalid .input{border-color:#D06A5F;box-shadow:0 0 0 3px rgba(208,106,95,.14)}
.field-invalid .form__error{display:block}
.form__consent{display:flex;gap:11px;align-items:flex-start;font-size:.78rem;color:var(--ink-muted);line-height:1.6}
.form__consent input{margin-top:3px;width:17px;height:17px;accent-color:#C9A227;flex:none;cursor:pointer}
.form__consent a{color:var(--gold-ink);text-decoration:underline;text-underline-offset:3px}
.form__status{display:none;padding:14px 17px;border-radius:11px;border:1px solid var(--border-gold);background:rgba(201,162,39,.1);color:var(--navy-900);font-size:.86rem}
.form__status.is-shown{display:block;animation:fadeUp .4s}

.enquiry__side{display:grid;gap:16px}
.enquiry__why{display:grid;gap:14px}
.why-item{display:flex;gap:13px;align-items:flex-start}
.why-item svg{width:19px;height:19px;color:var(--gold-600);flex:none;margin-top:3px}
.why-item b{display:block;color:var(--navy-900);font-size:.92rem}
.why-item span{font-size:.83rem;color:var(--ink-muted)}
.callout{
  padding:24px 26px;border-radius:var(--radius-sm);
  background:var(--navy-900);border:1px solid var(--navy-900);
}
.callout b{display:block;font-family:var(--display);font-size:1.32rem;color:#fff;font-weight:700;margin-bottom:8px}
.callout p{font-size:.86rem;color:#C6D2EC;margin-bottom:16px}

/* ==========================================================================
   LEGAL / ACCORDION
   ========================================================================== */
.acc{display:grid;gap:10px}
.acc__item{border:1px solid var(--border);border-radius:13px;background:var(--surface);overflow:hidden;box-shadow:var(--shadow-sm);transition:border-color .3s,box-shadow .3s}
.acc__item.is-open{border-color:var(--border-gold);box-shadow:var(--shadow-md)}
.acc__btn{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:17px 22px;text-align:left;font-size:.96rem;font-weight:800;color:var(--navy-900);
  transition:color .28s;
}
.acc__btn:hover{color:var(--gold-ink)}
.acc__ic{
  width:28px;height:28px;flex:none;display:grid;place-items:center;border-radius:8px;
  border:1px solid var(--border);color:var(--gold-600);
  transition:transform .38s cubic-bezier(.22,1,.36,1),background .3s,color .3s,border-color .3s;
}
.acc__ic svg{width:14px;height:14px}
.acc__item.is-open .acc__ic{transform:rotate(180deg);background:var(--navy-900);color:var(--gold-400);border-color:var(--navy-900)}
.acc__panel{display:grid;grid-template-rows:0fr;transition:grid-template-rows .42s cubic-bezier(.22,1,.36,1)}
.acc__item.is-open .acc__panel{grid-template-rows:1fr}
.acc__panel>div{overflow:hidden}
.acc__inner{padding:0 22px 20px;font-size:.9rem;color:var(--ink-body)}
.acc__inner p+p{margin-top:12px}
.acc__inner ul{display:grid;gap:9px;margin-top:12px;list-style:none;padding:0}
.acc__inner li{display:flex;gap:11px;align-items:flex-start}
.acc__inner li::before{content:"";width:5px;height:5px;flex:none;margin-top:9px;transform:rotate(45deg);background:var(--gold-500)}
.acc__inner strong{color:var(--navy-900)}

.legal-note{
  margin-top:24px;padding:18px 22px;border-radius:12px;border-left:3px solid var(--gold-500);
  background:var(--ivory-deep);font-size:.83rem;color:var(--ink-body);
}
.legal-note b{color:var(--navy-900)}

/* Corporate info list */
.corp{display:grid;gap:2px;margin-top:22px}
.corp__row{display:grid;grid-template-columns:1fr;gap:4px;padding:15px 18px;border-radius:10px;background:var(--surface);border:1px solid var(--border);transition:border-color .3s}
.corp__row:hover{border-color:var(--border-gold)}
.corp__row dt{font-size:.675rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink)}
.corp__row dd{font-size:.92rem;color:var(--navy-900);margin:0}

/* ==========================================================================
   CONTACT
   ========================================================================== */
.contact__grid{display:grid;gap:clamp(26px,3.2vw,44px);align-items:stretch}
.contact__cards{display:grid;gap:14px;align-content:start}
.ccard{display:flex;gap:16px;align-items:flex-start;padding:22px 24px}
.ccard__ic{
  width:48px;height:48px;flex:none;display:grid;place-items:center;border-radius:13px;
  background:var(--ivory-deep);border:1px solid var(--border-gold);color:var(--gold-600);
  transition:background .35s,color .35s,border-color .35s;
}
.ccard__ic svg{width:21px;height:21px}
.ccard:hover .ccard__ic{background:var(--navy-900);border-color:var(--navy-900);color:var(--gold-400)}
.ccard h4{font-family:var(--body);font-size:.695rem;font-weight:800;letter-spacing:.17em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:8px}
.ccard p,.ccard a{font-size:.93rem;color:var(--ink-body);line-height:1.6;display:block;transition:color .25s}
.ccard a:hover{color:var(--gold-ink)}

.map{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);box-shadow:var(--shadow-md);min-height:340px;position:relative;background:var(--ivory-deep)}
.map iframe{width:100%;height:100%;min-height:420px;border:0;filter:grayscale(.22) contrast(1.03)}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.footer{position:relative;background:var(--navy-990);margin-top:clamp(96px,9vw,140px)}
/* The CTA card straddles the boundary: it is pulled up out of the footer with a
   negative margin (real layout, so nothing below it can be overlapped). */
.footer__cta{
  padding:clamp(38px,4.6vw,60px) clamp(24px,3.2vw,54px);
  border-radius:var(--radius);
  background:var(--gold-grad);
  box-shadow:0 30px 70px -34px rgba(201,162,39,.55);
  display:grid;gap:24px;align-items:center;text-align:center;
  margin-top:clamp(-72px,-6vw,-50px);
  margin-bottom:clamp(48px,5vw,78px);
}
.footer__cta h2{font-size:clamp(1.8rem,3.4vw,2.7rem);color:var(--navy-900)}
/* On the gold band the accent must stay dark — white on gold is only ~2.3:1. */
.footer__cta .gold-text{
  background:none;-webkit-text-fill-color:currentColor;color:var(--navy-990);font-style:italic;
}
.footer__cta p{color:rgba(11,31,77,.82);max-width:56ch;margin-inline:auto;font-weight:600}
.footer__cta .hero__actions{justify-content:center;margin-top:0}
.footer__cta .btn--gold{background:var(--navy-900);color:#fff;box-shadow:0 12px 28px -14px rgba(11,31,77,.9)}
.footer__cta .btn--ghost{border-color:rgba(11,31,77,.4);color:var(--navy-900)}
.footer__cta .btn--ghost:hover{background:var(--navy-900);color:#fff;border-color:var(--navy-900)}

.footer__grid{display:grid;gap:clamp(28px,3.2vw,46px);padding-bottom:clamp(32px,3.8vw,50px)}
.footer .brand__name{color:#fff}
.footer .brand__sub{color:var(--gold-400)}
.footer__about p{font-size:.885rem;color:#A6B4D6;margin-top:18px;max-width:44ch}
.footer h5{font-family:var(--body);font-size:.695rem;font-weight:800;letter-spacing:.19em;text-transform:uppercase;color:var(--gold-400);margin-bottom:18px}
.footer__links{display:grid;gap:10px}
.footer__links a{font-size:.885rem;color:#A6B4D6;display:inline-flex;align-items:center;gap:9px;transition:color .26s,gap .26s;width:fit-content}
.footer__links a::before{content:"";width:5px;height:5px;transform:rotate(45deg);background:var(--gold-500);flex:none;transition:background .26s}
.footer__links a:hover{color:#fff;gap:14px}
.footer__links a:hover::before{background:var(--gold-300)}
.footer__contact{display:grid;gap:13px;font-size:.885rem;color:#A6B4D6}
.footer__contact a{transition:color .26s}
.footer__contact a:hover{color:var(--gold-300)}
.footer__contact strong{display:block;color:#fff;font-size:.79rem;letter-spacing:.02em}

.socials{display:flex;gap:10px;margin-top:22px}
.socials a{
  width:40px;height:40px;display:grid;place-items:center;border-radius:11px;
  border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.05);color:var(--gold-400);
  transition:background .3s,color .3s,transform .3s,border-color .3s;
}
.socials a svg{width:17px;height:17px}
.socials a:hover{background:var(--gold-grad);color:var(--navy-900);transform:translateY(-4px);border-color:transparent}

.footer__bottom{
  border-top:1px solid rgba(255,255,255,.1);padding:22px 0;
  display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;
  font-size:.785rem;color:#8B9AC0;
}
.footer__bottom a{color:#A6B4D6;transition:color .25s}
.footer__bottom a:hover{color:var(--gold-300)}
.footer__legal{display:flex;flex-wrap:wrap;gap:20px}
.disclaimer{padding:20px 0 28px;font-size:.73rem;line-height:1.7;color:#8B9AC0;border-top:1px solid rgba(255,255,255,.08)}
.disclaimer strong{color:#A6B4D6}

/* ==========================================================================
   FLOATING ACTIONS
   ========================================================================== */
.floats{position:fixed;right:clamp(14px,2vw,26px);bottom:clamp(14px,2vw,26px);z-index:90;display:grid;gap:11px;justify-items:center}
.fab{
  width:52px;height:52px;border-radius:50%;display:grid;place-items:center;
  box-shadow:0 12px 30px -10px rgba(11,31,77,.5);
  transition:transform .3s,box-shadow .3s,opacity .3s,visibility .3s;
}
.fab svg{width:23px;height:23px}
.fab:hover{transform:translateY(-4px) scale(1.06)}
.fab--wa{background:#25D366;color:#fff}
/* White so it stays visible over both the light sections and the navy bands. */
.fab--call{background:#fff;color:var(--navy-900);border:1px solid rgba(11,31,77,.16)}
.fab--top{background:var(--gold-grad);color:var(--navy-900);opacity:0;visibility:hidden}
.fab--top.is-shown{opacity:1;visibility:visible}

/* ==========================================================================
   REVEAL ANIMATIONS
   ========================================================================== */
/* Gated on .js so that if JavaScript never runs, nothing is left invisible. */
.js [data-reveal]{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.22,1,.36,1),transform .8s cubic-bezier(.22,1,.36,1)}
.js [data-reveal].is-in{opacity:1;transform:none}

/* ==========================================================================
   RESPONSIVE
   ========================================================================== */
@media (min-width:600px){
  .stats{grid-template-columns:repeat(4,1fr)}
  .form__row--2{grid-template-columns:1fr 1fr}
  .corp__row{grid-template-columns:210px 1fr;gap:16px;align-items:baseline}
  .footer__cta{grid-template-columns:1fr auto;text-align:left}
  .footer__cta p{margin-inline:0}
  .gallery{gap:16px}
}
@media (min-width:760px){
  .vmg{grid-template-columns:repeat(3,1fr)}
  .services{grid-template-columns:repeat(2,1fr)}
  .products{grid-template-columns:repeat(2,1fr)}
  .plans{grid-template-columns:repeat(3,1fr)}
  .gallery{grid-template-columns:repeat(3,1fr)}
  .gal--wide{grid-column:span 2;grid-row:span 2}
  .gal--wide img{aspect-ratio:auto;height:100%;min-height:100%}
  .footer__grid{grid-template-columns:1.5fr 1fr 1fr}
}
@media (min-width:1140px){
  .menu{display:flex}
  .nav__cta{display:inline-flex}
  .burger{display:none}
  .hero__grid{grid-template-columns:1.04fr .96fr}
  .about__grid{grid-template-columns:1.35fr 1fr}
  .products{grid-template-columns:repeat(3,1fr)}
  .calc{grid-template-columns:1fr 1fr}
  .impact__grid{grid-template-columns:1fr 1.05fr}
  .enquiry__grid{grid-template-columns:1.35fr 1fr}
  .contact__grid{grid-template-columns:1fr 1.15fr}
  .footer__grid{grid-template-columns:1.7fr 1fr 1fr 1.25fr}
  .services{grid-template-columns:repeat(3,1fr)}
}
/* Five services sit comfortably in one row only once there is room for it. */
@media (min-width:1300px){
  .services{grid-template-columns:repeat(5,1fr)}
}
@media (max-width:759px){
  .tbl__hint{display:block}
  .gal--wide{grid-column:span 2}
}
@media (max-width:639px){
  .hero__visual::before{left:18px;right:-12px;top:18px;bottom:-12px}
  .hero__badge--a{left:auto;right:4%;bottom:-5%}
  .hero__badge--b{right:auto;left:2%;top:-5%}
}
@media (max-width:479px){
  .seg{grid-template-columns:repeat(2,1fr)}
  .btn{--btn-px:23px;font-size:.79rem}
}

/* Motion / focus / print */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms !important;animation-iteration-count:1 !important;transition-duration:.01ms !important;scroll-behavior:auto !important}
  .js [data-reveal]{opacity:1;transform:none}
}
:focus-visible{outline:2px solid var(--gold-500);outline-offset:3px;border-radius:6px}

@media print{
  .floats,.nav,.topbar,.drawer,.lightbox{display:none !important}
  body{background:#fff;color:#000}
  .band-navy{background:#fff !important;color:#000 !important}
}